Which of the following are basic benefits that all workers deserve access to through their employer?

The correct answer encompasses essential benefits that are typically considered foundational for workers. Health insurance is crucial as it helps employees manage medical expenses, ensuring they can receive necessary care without financial burden. Life insurance provides financial security for the dependents of an employee in the event of their passing, which is a vital consideration for those with families. A retirement plan, such as a 401(k) or pension, supports employees in saving for their future, helping to provide financial stability in their later years.

Together, these three benefits represent a standardized approach to supporting worker welfare, contributing to employees' overall well-being and security. While child care may be an important benefit for some, it is not universally provided or considered foundational in the same way as the others, making it less essential compared to health insurance, life insurance, and retirement plans. Therefore, the inclusion of health insurance, life insurance, and a retirement plan as fundamental benefits underscores a commitment to supporting the financial and health needs of employees throughout their careers and life stages.